Commercial Flood Insurance
to Keep Your Business
Every business is at risk of flooding. Did you know that your property or business owners’ policy may not cover flood? Protect your hard-earned investment with flood insurance coverage from The Hartford. We offer commercial flood insurance through the National Flood Insurance Program that can shelter your business from hurricanes, rain, snow melts and even flooding due to drainage caused by new developments.
To understand how The Hartford can help you prepare, visit our Catastrophe Information Center.
Staying Liquid After A Flood
Even after the floodwaters recede, your business can remain underwater – financially. The fact is, 40% of all small businesses1 that experience a flood fail to reopen. That's because basic property insurance often doesn't cover losses from flooding.
The Hartford Understands Flood Insurance
We've been writing commercial flood business for more than two decades. We have a dedicated team who understands the risks and consequences of flood damage on your business, because that's all they do.
Tips and Tools
The National Flood Insurance Program provides several useful tools at FloodSmart.gov to help property owners protect themselves.
To report a flood claim through The Hartford's National Flood Insurance Program, call 1-800-759-8656.
1 Source: www.floodsmart.gov
This site outlines in general terms the coverages and services that may be afforded under a Hartford policy. All policies must be examined carefully to determine suitability for your needs and to identify any exclusions, limitations or any other terms and conditions that may specifically affect coverage. In the event of a conflict, the terms and conditions of the policy prevail. All Hartford coverages and services described in this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc.
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Business Insurance Customers
Pay a bill, file a claim, request a certificate of insurance and more.
Visit the Online Business Service Center
Flood Insurance Flyer
Read real facts about flood protection.