Request a Classic Car Quote
Request an online classic car quote from The Hartford’s trusted partner Hagerty, a leader in classic car insurance. When you click, you will be directed to the Hagerty website.
Trust The Hartford
The Hartford works with Hagerty because we want the best for our customers. Hagerty is a leader in classic car insurance and is trusted by owners of over 1 million classic and collector cars.
Classic and Collector Car Insurance
We know you’re proud to own such a beautiful vehicle. We’re here to help make sure your prized possession has the classic car insurance it needs. In fact, we’ve helped customers get the right auto insurance for years. Get a quote for classic car insurance today.
What Is Considered a Classic Car?
Not every car qualifies for classic auto insurance. Hagerty defines classic cars as those that are manufactured in 1979 or earlier. For example, types of cars that qualify for classic car insurance are:
- 1957 Ford Thunderbird
- 1965 Chevy Corvette
- 1970 Chevy Chevelle
To get coverage, your vehicle also needs to be a “spare” car that’s taken out for fun and not used daily. Drivers that use these vehicles on a regular basis will need different coverage. Classic and collector cars should be stored in enclosed safe spaces, like a private garage, storage unit or carport, for extra protection.
To learn more, speak with a Hartford/Nutmeg agent at 800-555-2510 and get your classic car insurance quote today. If your vehicle doesn’t qualify for classic car insurance, you can always get a quote for regular auto insurance from The Hartford.
Your Vintage Cars Deserve the Best Classic Car Insurance
Collector cars aren’t just a vehicle to their owners – they’re passion projects, cherished heirlooms and investments. And we understand that classic cars deserve much more protection beyond a standard auto insurance policy. That’s why you’ll want quality car insurance coverage to help pay for repairs when you need them. This is especially true because replacement parts can be costly and hard to find.
Benefits and Classic Car Discounts From The Hartford
With a policy from Hagerty through The Hartford’s Nutmeg Insurance Agency, you can:
- Receive classic car insurance discounts on your collector car insurance rates if you have anti-theft devices like alarms or tracking equipment.
- Save money on your classic auto insurance bill with a safe driver discount by taking an approved defensive driving or accident prevention course.
- Enjoy roadside assistance 24/7, with guaranteed flatbed towing that uses cloth straps to protect the physical condition of collector vehicles.
Classic Car Insurance Coverage You Need
Repairing and replacing a classic, antique or collector vehicle can be expensive. That’s why you need the right amount of classic car insurance. Your car’s value determines your policy amount, and the agent you work with will make sure the car insurance coverage you get provides the protection you need.
The Hartford partners with Hagerty for classic car insurance to help give customers the peace of mind they deserve. Benefits of classic car insurance through Hagerty include:
- Guaranteed Value® Coverage: Hagerty’s industry-leading valuation tools can help you determine what your car is worth. That way, you can get a policy that guarantees you’re paid your car’s full insured value after a covered total loss, minus your deductible and salvage value.
- Flexible Usage: You’ll be protected to enjoy your vehicle the way you want, whether you’re headed to a car show, the beach or another event.
AARP Auto Insurance 101
Learn more about the AARP Auto Insurance Program from The Hartford in this video.
Get Coverage for Your Classic Car
To get your classic car insured, customize your coverage with the AARP® Auto Insurance Program from The Hartford1 today. Through the Nutmeg Insurance Agency, you’ll find coverage that’s designed to protect your rare vehicle at a lower rate.
Get your classic car insurance quote or answers to any of your questions by speaking with a Hartford/Nutmeg specialist today at 800-555-2510.
FAQs About Classic Car Insurance
How Much Does Classic Car Insurance Cost?
The average cost of car insurance varies depending on the type of classic vehicle you have and other factors like your:
- Driving history
- Vehicle type
- Average miles driven in a year
- Coverage limits
- Deductible amounts
Are All of the Classic Car Insurance Requirements the Same?
Each car insurance company has different classic car insurance requirements to qualify for coverage. Some may require a clean driving history, limits on how many miles are driven, or safe storage conditions, like always keeping it in a garage.
Learn more about car insurance requirements for classic cars.
Can You Get Full Coverage on a Classic Car?
Yes, you can get full coverage for your classic car. Typically this includes:
- Property damage liability insurance
- Bodily injury liability insurance
- Comprehensive car coverage
- Collision coverage
Making sure you have these policies can help pay for damages to your car in the event of a covered total loss.
What Is Agreed Value Coverage?
In a policy that’s based on agreed value, some classic auto insurance carriers state a certain insured amount for repairs or replacement of the car. Typically, an insurance company and policyholder come to an agreed value by going through documentation like appraisals, photographs and receipts.
What Is the Difference Between Classic Car Insurance & Normal Insurance?
Your standard auto insurance helps protect the car or vehicle you regularly use. Your classic car insurance helps protect cars that are 10 or more years old that are not used as an everyday vehicle. In most cases, your classic car insurance will be cheaper than your standard auto policies.
Is Antique Car Insurance Coverage Restricted to Parades & Exhibitions?
No. While classic auto insurance helps cover events like parades and car shows, it also protects you if you need to occasionally drive for other reasons.
Car Insurance in Plain English
Quick answers and easy-to-understand auto insurance definitions written with you in mind.
To learn more, read through our auto insurance definitions page.
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Last Updated: September 20, 2024
Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review and final risk acceptance, and may not be available for all risks or in all states. This Program may either be underwritten through Hagerty Group, LLC by Essentia Insurance Company (“Essentia”) or by one of the affiliated companies of American Modern Insurance Group, Inc. (American Southern Home Insurance Company in FL and LA, Consumer County Mutual Insurance Company in TX, American Family Home Insurance Company d/b/a AFH Insurance Company (Lic. No 2961-1) in CA, and American Modern Home Insurance Company) (“American Modern”), through Nutmeg Insurance Agency Inc., an affiliate of Hartford Fire Insurance Company. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Essentia and American Modern. Hagerty policies are written by Essentia Insurance Company, through Nutmeg Insurance Agency, an affiliate of The Hartford Fire Insurance Company. Hagerty is a trusted partner of The Hartford with no direct relationship to AARP.
Additional disclosures below.