Get West Virginia Car Insurance
If you live in The Mountain State and are looking for West Virginia car insurance, you’ve come to the right place. The
AARP® Auto Insurance Program from The Hartford
1 has been protecting West Virginia AARP members and their families with West Virginia car insurance since 1984.
So, whether you’re from the Eastern Panhandle or the Hatfield-McCoy Mountains, we can help you get the West Virginia car insurance that you need at the right price. To learn more, get a
car insurance quote from us today. We’ve worked hard to earn high ratings for claims service. And as you can see from our customer
car insurance reviews, we’re a car insurance company you can trust.
What Is the Minimum Car Insurance in WV?
You probably already know it’s illegal to drive without a driver’s license. However, the same can be true for driving without the right insurance coverage. West Virginia law has requirements for minimum coverages, including:
Keep in mind that
underinsured motorist coverage isn’t required in the state of West Virginia. It’s an optional coverage that protects you if you’re in an accident with a driver that doesn’t have enough coverage to pay for your losses.
The best way to find car insurance that’s right for you is to get multiple quotes from different car insurance companies and compare them. You can start by
getting a quote from us today. We can help you find coverages like bodily injury liability insurance and comprehensive coverage.
West Virginia Car Insurance Coverages
For added protection, West Virginia drivers may also be eligible for the following car insurance coverages from the AARP Auto Insurance Program from The Hartford:
Car Insurance Benefits Offered to West Virginia Drivers
West Virginia drivers can receive valuable car insurance benefits from the AARP Auto Insurance Program from The Hartford, including:
- New Car Replacement§§
- Accident Forgiveness‡
- Disappearing Deductible‡
- 24/7 Claim Service
How Much Is Full Coverage Insurance in WV?
Our customers in West Virginia pay an average of $1,376 a year, or about $115 a month, for car insurance.‡‡‡
West Virginia Car Insurance Discounts
West Virginia drivers can do a few things to try to save on their car insurance costs, such as paying for their premium in full or completing a defensive driving course. If you bundle your car and home insurance policies with The Hartford, you can save up to 12% on auto insurance and up to 20% on homeowners insurance in West Virginia.** Our customers save an average of $813 after bundling their auto and home policies.**
Proof of West Virginia Car Insurance
West Virginia state law requires you to provide a copy of your car insurance ID card if requested by a police officer or other party when you’re in an accident.
If you’re a licensed driver in the state of West Virginia, it’s smart to keep a copy of your car insurance ID card in your vehicle along with your registration. West Virginia is also among several states that now accept electronic proof of car insurance and with The
Hartford mobile app, you can store your car insurance ID cards right on your phone.
Download The Hartford mobile app today:
Staying Safe on West Virginia Roads
As you travel through West Virginia, make sure you know the driving laws meant to protect you on the state’s highways and byways. Here are just a few:3
West Virginia Seat Belt Laws
West Virginia is one of 34 states that have a primary seat belt law, which means that law enforcement can ticket a driver or passenger for not wearing a seat belt without any other traffic violation.
West Virginia Distracted Driving Laws
West Virginia has a number of laws in place to discourage distracted driving:
- Hand-held cell phones are banned for all drivers in the State of West Virginia.
- New drivers in West Virginia are not allowed to use hand-held or hands-free cell phones.
- Texting while driving is banned in the State of West Virginia.
West Virginia Teen Driver Laws
Getting a driver’s license is a rite of passage for all teenagers, and West Virginia wants to be sure they stay safe in the process. West Virginia has implemented graduated licensing laws to ensure that teenagers gain the experience and maturity that’s required to be safe behind the wheel. Graduated licensing laws limit nighttime driving, restrict teen passengers and ensure an adequate amount of supervised driving practice.
To learn more about car insurance in West Virginia,
get a quote from us today. We can help you get the right coverage at an affordable price.
Last Updated: April 2, 2024
2 Bankrate, “Average Cost of Car Insurance in West Virginia for 2022.”
3 Governors Highway Safety Association, “States”
